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IRLA CANCELLATION & REFUND POLICY Payments must be made to Insurance & Reinsurance Legacy Association Limited by BACS prior to registration acceptance. Reflecting IRLA’s own financial commitments, cancellation and refund of monies paid will not be permitted any later than 30 days prior to the event. In the event of cancellation less than 30 days prior to the event, or any non-attendance, all monies will remain due, if not yet paid (but IRLA will refund any monies that it is able to obtain by way of reimbursement). If the cancellation of any IRLA event occurs due to circumstances beyond the control of IRLA, any monies paid by you will not be refundable (and any monies due from you will remain due) to the extent that IRLA has paid or has committed to pay the costs of running the event and cannot itself obtain reimbursement. In all circumstances where interest exists IRLA will attempt to run the event once again. IRLA is not responsible for any travel or other costs incurred by registrants. NO liability is assumed by IRLA for changes in the programme date, content, speakers or venue. Transfers may be made up to one week before the event date and are subject to an administration fee.